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Written by Riviera Reporter
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When you thank your bank
“Thank,” that is, in the French sense of “dispense with their
services”. Elaine in Saint-Raphaël says her bank has refused her an
overdraft and she’s decided to switch to another. Will this be
difficult? Well, assuming she’s not been a delinquent client it
shouldn’t be. This is what she should do: at least two months before
closing her existing account she should open her new one, paying in a
minimum of around 160 euros in order to get a cheque book and bank
card; she should also ask for RIBs (relevé d'identité bancaire - bank
identity documents) and send them off to organisations who routinely
credit or debit her account (employer, EDF, for example). Once her
first salary is paid in she can start using the new account. Before
emptying and closing her old account she should make sure all debits
have been settled. The class of ’48.
From Reporter 95 - Feb/Mar 2003
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Finance and Banking 
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